ABOUT US - continued  
  You're In Charge

We work directly for you, the borrower -- not for the lender. Not through presumptions or canned formulas - just total dedication to your goals and financial security.

We know how the financial system works, why certain guidelines are in place, and how to navigate through the maze. We clarify this process for you, and find alternative paths for you when necessary.

  Learning Your True Borrowing Power
  There is no great mystery to all of this. We believe in clarifying the real estate buying and loan processes to enable you to take greater control of one of the biggest financial decisions of your life. Mortgage markets and loan guidelines are complex and can change daily. We'll see that you anticipate and fully understand each of the steps in financing your new home. We have helped all kinds of borrowers - including those who are self employed or have experienced credit problems. Your credit history may not reflect your true ability to obtain a mortgage loan. Instead of locking yourself into your bank's products and services, we will enable you to amplify you strengths as a borrower.

  Smart, Cost Efficient and Strong 
  Employ our knowledge of mortgage markets to find the best lender, combine lenders, and take advantage of the most responsive pricing. This gives you a mortgage with adjustable or fixed interest rates, outstanding service and payment terms that save you money. The benefit of using a broker is that it will ultimately cost you less than going to a bank. Not only does he have greater flexibility, but he is highly motivated to close your loan. As an additional benefit, you pay no application fees.